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What is an "SPD?"

"SPD" is short for "Summary Plan Description." An SPD is the booklet which provides a summary of the rules of the plan of benefits.

The Building Service 32BJ Pension Fund (Pension Fund) provides pension benefits to eligible members of Local 32BJ. This website includes the Summary Plan Descriptions (SPDs) for the Pension Fund (Program A SPD, Program B SPD), which provides information about eligibility and benefits. Eligibility is determined by the collective bargaining agreement covering you at work. Not all members of 32BJ are eligible for this plan. Most members working in Manhattan, Brooklyn, Queens and Staten Island are covered by Program A, but members in Long Island may be covered by Program B. Check the Plan Finder for a guide to which plan may cover you. For more information, check the Contact Information section.